It means we’re not obliged to put you with any particular lender. We hold accreditations with an extensive network of financiers, including Australia’s leading financial institutions, and we match your needs to the lender that specialises in your situation. Because of the volume and quality of the loan submissions we put to those lenders, we can often access rates and terms better than what’s publicly advertised.

Four main areas:

• Business finance — working capital, business acquisitions and expansions, and debtor and stock finance
• Mortgage finance — commercial and industrial property, owner-occupied residential, investment property, construction, land subdivisions, and full business banking proposals or refinancing
• Plant and equipment finance
• Motor vehicle finance

A wide range: transport vehicles, earthmoving and mining machinery, manufacturing and industrial plant, medical and dental equipment, hospitality and agricultural equipment, office furniture and fittings, aircraft, boats, and even artwork. Structures available include leasing, hire purchase, rental, chattel mortgage, letter of credit, lease in escrow and progress payment packages. Terms run up to 7 years, with or without a residual, and you can buy from a dealer or privately.

We arrange corporate hire purchase, chattel mortgage, lease, novated lease, fully maintained operating lease and consumer lease agreements. We finance new and used vehicles, including prestige and collectable cars, with our most competitive rates available on new cars up to 4 years old. Terms extend up to 5 years, with or without residuals, through either a dealer or a private sale. Vehicle finance particularly suits people who are self-employed or salary packaged.

Manufacturing, transport, agriculture, hospitality, medical and dental, aviation, marine and mining, among others. Our clients range from sole traders and small businesses through to large private and public companies, professional groups and government bodies right across Australia.

Call the office on (03) 9835 9700 or by post to PO Box 8020, Burwood Heights VIC 3151. You can also contact a consultant directly — Peter Hoban, Simon Dunn, Malcolm McPhie, and Tali Stewart all have direct numbers listed on our contacts page.

Our internal dispute resolution service is free. Contact our Internal Disputes Resolution Manager, Malcolm McPhie, on 03 9835 9700, who will investigate your concern and give you a decision in writing — normally within 20 business days of receiving all the relevant information. If you’re not satisfied with the outcome, you can take the matter to the Australian Financial Complaints Authority (AFCA) on 1800 931 678 or at afca.org.au, which is also free. Privacy complaints can go to the Australian Privacy Commissioner.